Bankruptcy and Automatic Stays
If you are being harassed by creditors regarding past due bills, are concerned that you will lose your home or business, or if a creditor has filed a lawsuit against you, filing for bankruptcy may be your best option. Bankruptcy places an automatic stay against many creditor actions, granting you time to reorganize your debt and gain a "fresh start."
If you want to stop creditor harassment and collection actions, the bankruptcy lawyers at Brand & Spellman, P.C. can help. We will aggressively protect your rights and best interests both before and after the automatic stay takes effect.
Do You Want to Stop Wage Garnishment or Other Judgment Actions Against You? Call Brand & Spellman, P.C. at 562-375-0317 or 866-345-2440 toll-free.
Put a Stop to Creditor Actions. Gain Financial Freedom.
Creditors commonly take legal action to collect unpaid debt. By filing for bankruptcy, you can:
- Stop the disconnection of utilities
- Stop foreclosure on your home / business, or stop a trustee sale
- Stop overpayment of public benefits collections
- Stop wage garnishments
- Stop property liens
- Stop harassing phone calls and letters
- Stop any lawsuits filed to collect money owed
Filing for bankruptcy does not end child support obligations, discharge child support arrears or halt prior bankruptcy proceedings. However, in certain circumstances, filing for bankruptcy can eliminate tax liability. If you have significant tax liabilities and are wondering whether they are dischargeable, please contact us to discuss your options.
Despite the presence of an automatic stay, creditors may continue to harass you. We can help end this illegal harassment by suing the creditors in bankruptcy court. In many cases, these actions are at no extra charge to you.
Automatic Stay Relief
Creditors can sometimes file a motion for relief from an automatic stay and seek to collect collateral such as your car or home. Firm lawyers Donny Brand and Alex Spellman have extensive experience preparing and developing strong arguments designed to counter these relief motions by creditors.
Contact Us for a Free Initial Consultation
For more information about bankruptcy, property protection and automatic stays on creditor actions, contact the attorneys at Brand & Spellman, P.C. online, or call us at 562-375-0317 or 866-345-2440 toll-free. We offer flexible evening and Saturday appointments, and are open until 6 p.m. Monday through Friday.
We are conveniently located near California State University Long Beach and are easily accessible from the 405, the 22, the 710 and the 91.
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We are a debt relief agency. We help people file for relief under the Bankruptcy Code.
