Experienced Attorneys Helping You Keep Your Car
For many Americans, the possibility of a creditor repossessing their car is an unfortunate reality. At the Long Beach, California, law firm of Brand & Spellman, P.C., we will explain your options for keeping your car and work toward achieving a solution that works for you.
Are You Behind on Auto Payments? Are You Concerned Your Lender Will Repossess Your Car? The Bankruptcy Lawyers at Brand & Spellman, P.C. Can Help. Call Us at 562-375-0317 or 866-345-2440 toll-free.
When filing for bankruptcy, people often ask, "Can I keep my car and achieve debt relief?" Many times, the answer is yes.
When filing for bankruptcy, an automatic stay is put on many creditor actions, including the repossession of your car. This allows us to assess your situation and determine whether you should:
- Negotiate the terms of the loan: interest rates, amount, redemption
- Allow the creditor to repossess the car
- Work out a payment plan
- Sell the car
- Pursue another option
If you have questions about the legal options available to you, contact our firm for answers in a free initial consultation.
Redemption
Redemption allows a car owner to pay their existing lender the exact value of what the car is worth, as opposed to what they still owe on the loan.
You Can Still Get a Car Loan
If your car was repossessed during the bankruptcy process, there are steps you can take to get a car loan during or immediately after discharge of your debts in bankruptcy. There are several reliable agencies that offer car loans specifically to people and families who are emerging from bankruptcy.
Contact Us for a Free Initial Consultation
For answers and assistance regarding your ability to keep your car during bankruptcy, contact the attorneys at Brand & Spellman, P.C. We offer flexible evening and Saturday appointments, and are open until 6 p.m. Monday through Friday. Contact us online, call us at 562-375-0317 or 866-345-2440 toll-free, or visit our office.
We are conveniently located near California State University Long Beach and are easily accessible from I-405, the 22, the 710 and the 91.
Se habla español
We are a debt relief agency. We help people file for relief under the Bankruptcy Code.
